Adadin kudin da ke wajen tsarin bankin Najeriya ya kai wani sabon matsayi na Naira tiriliyan 3.71 a watan Mayun 2024.
Wannan ya kasance bisa ga bayanai daga kididdigar kuɗi da lamuni na Babban Bankin Najeriya (CBN).
Sabon adadin yana nuna rashin amincewa da tsarin banki ko ƙarin fifiko don hada-hadar kuɗi.
Kudaden da ke wajen bankunan sun karu da Naira biliyan 104.89 a watan Mayun 2024 idan aka kwatanta da watan da ya gabata, wanda ya nuna karuwar M-o-M da kashi 3%.
Wannan tashin abu ya ci gaba da tafiya kamar yadda aka gani a cikin watannin da suka gabata, inda alkaluma suka tashi daga Naira tiriliyan 3.28 a watan Janairun 2024 zuwa Naira tiriliyan 3.41 a watan Fabrairu, sannan kuma ya kai Naira tiriliyan 3.63 a watan Maris, kafin a samu raguwar danyen mai zuwa Naira tiriliyan 3.61. a watan Afrilu.
Abin da ya fi daukar hankali shi ne adadi na Y-o-, wanda ke nuna karin Naira tiriliyan 1.53, wanda ke wakiltar tashin kashi 70% daga watan Mayun 2023 lokacin da ya kai N2.18 tiriliyan.
93.56% na kudin da ake zagayawa yana wajen bankuna.
A cikin Mayu 2024, kusan kashi 93.56% na jimlar kuɗin da ke yaɗuwa yana wajen ɓangaren banki. A bara, ya kasance kusan 86.16% a cikin wannan watan. Babban kashi yana nuna fifiko don riƙe tsabar kuɗi a wajen tsarin banki.
Halin tara tsabar kudi da aka lura a shekarar 2024 ana iya danganta shi da dimbin karancin kudade da ‘yan Najeriya suka fuskanta a shekarar 2023. Wannan karanci ya samo asali ne sakamakon kura-kuran da babban bankin CBN ya yi na aiwatar da manufar sake fasalin kudin Naira, wanda wani bangare ne na wani babban shiri na sauya sheka zuwa ga tsabar kudi. tattalin arziki da batutuwan yaƙe-yaƙe kamar sayan kuri’a da laifuffukan kuɗi.
A shekarar 2023, ‘yan Najeriya da dama sun fuskanci matsaloli wajen samun kudi, lamarin da ya haifar da tarnaki a fannin tattalin arziki da kuma rashin amincewa da tsarin banki. Wannan rashin amana da aka yi, tare da fargabar cewa tsofaffin takardun Naira za su rasa matsayinsu na ka’ida, ya sa mutane suka fara tara tsabar kudi.
Dangane da matsananciyar karancin kudade, kin amincewar mutane na saka kudadensu a bankuna ya karu, wanda ya haifar da dabi’ar tara kudi.
Wannan yanayin ya ci gaba har zuwa 2024, wanda ke tabbatar da ɗimbin 93.56% na kuɗin da ake rarrabawa a waje da bankuna a watan Mayu.
Bayanan na CBN sun kara nuna cewa kudaden da ke zagawa sun karu da kashi 1.07% daga Naira tiriliyan 3.92 a watan Afrilu zuwa Naira tiriliyan 3.97 a watan Mayun shekarar.
An samu kari a duk shekara, inda ya karu da kashi 56.94%, daga Naira tiriliyan 2.53 a watan Mayun 2023 yayin da ake ci gaba da neman kudi a tattalin arzikin Najeriya.
